Life Insurance

Looking for Life Insurance?

Life insurance is not only the cornerstone of a solid financial plan, but it's hands down one of the most cost-effective ways to protect the people who depend on you financially.

What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle? Would your kids be able to go to college? Would your spouse be able to shoulder the load without your income?

If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.

Here are a few other reasons to have life insurance:

  • charitable donations
  • pay federal death and estate taxes
  • create an inheritance for your heirs
  • pay final expenses

We make buying life insurance easy

At Olive Branch Insurance Agency, we make the process of buying life insurance extremely simple. Life insurance is based on two main variables — your age, and your health.

When purchasing life insurance there are a few things to consider. Do you want Term Life Insurance or Whole Life? If you don't understand the difference that's okay. That's what we're here for.

We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.

How much life insurance do I need?

A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.

One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.

The amount of coverage you need depends on a number of different variables, such as:

  • Whether or not you're married
  • You and your spouse's age
  • How many children you have
  • You and your spouse's age
  • You and your spouse's future earnings potential
  • Amount of debt you have

How to get started on your Life Insurance quote

Meet with Our Agent!

Are you ready to save time, aggravation, and money? The team at Olive Branch Insurance Agency is here and ready to make the process as painless as possible. We look forward to meeting you!